Demographic Assessment
In working with larger clients, PFG typically provides an assessment of the client's employee population needs by reviewing some of the following data:
- Average age
- Median age with 5 year age brackets
- Average income
- Stratified average income
- Average dependent status figures
- Average dependenent units per family count
- Industry benchmark information relative to demographic data
This information provides all parties with significant insight about appropriate plans based on factual needs based analysis.

Demographic Assessment
Consumer-directed plans combined with health care savings accounts put the decision-making power for health care into your employee’s hands, while helping you keep benefits costs in check.
Insurance laws and issues change frequently. So may your insurance needs. Our electronic newsletter makes it easy to stay up to date on changes and how they may affect you. 
























