What to Do if Your Home or Office Building has Water Damage

DO:

- Report the Loss:  Call Payne Financial Group or your insurance company to report the loss. Be prepared to provide your policy number, the date of the incident, and as much detail about the cause of the loss as possible.

- Mitigate Damages:  Take all necessary and reasonable steps to prevent further damage, e.g., begin dry out of your property to prevent further damage. 

- Engage a contractor:  Select a contractor of your choice to prepare a scope of damage and complete a repair estimate.

 DO NOT:

- Make any commitments to make payments without first talking with your adjuster.

Note:  Water can come from many sources. Only your insurance adjuster can confirm if coverage exists for your loss.

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