What to Expect if You are Served with a Lawsuit
- An adjuster will be assigned to the file and will contact you to discuss the facts leading up to the filing of a lawsuit and may, with your permission, record the conversation. Answer the adjuster's questions to the best of your ability and recollection.
- Do Not Guess; if you don't know an answer, say so.
- If your conversation is recorded, obtain a transcript and retain it for future reference.
- The adjuster will analyze coverage. If any of the allegations in the lawsuit are covered, an attorney should be assigned to defend you at no cost to you.
- If there are any questions about whether coverage applies, the adjuster must advise you, in writing, of the specific issues and cite the specific policy provisions involved.
- As the litigation process proceeds, you may receive requests to produce documents, answer questions, attend meetings and comment on a proposed settlement. Your attorney should assist you through all these proceedings, which may be very time consuming.
- If you have any questions or concerns at any time during this process, call Payne Financial Group for assistance.
